Discover the convenience of Shared Branching!

Think of Shared Branching as having more than 5,600 Spirit Financial Credit Union branch locations all throughout the United States. Whether you are going across town, or across country, Spirit Financial is where you are. Being part of the CO-OP Shared Branching Network gives members access to bank at over 5,600 other credit unions across the country, 56 of which are located within 50 miles of the Spirit Financial branch. Click here to view the list.

How does Shared Branching work?

Bring your Spirit Financial account number and valid government-issued photo identification to any participating credit union. At any of these Shared Branching locations, you’ll be able to conduct a range of transactions, such as:

  • Deposits, withdrawals, or transfer funds

  • Cash checks

  • Make loan payments

  • Make balance inquiries

  • Get money orders, travelers checks, or official checks (Please contact the Shared Branch prior to going to ensure all services are available at that location).

Branch Locator

  1. Search online by ZIP code, address, or city.

  2. Call 888-748-3266 to find a location by phone or 888-837-6500 for live personal assistance

  3. Download the Shared Branch Locator app for iPhone® or Android™

  4. Text a ZIP code to 91989 to find nearby Shared Branch locations

Click here to search participating credit union locations.

Have questions about how CO-OP Shared Branching works? Text or call a Member Service Representative at (267)-580-0230 or email memberservice@spiritfinancialcu.org.