Choose From Two Great Options

Refinancing your current mortgage at a lower rate can help reduce your monthly mortgage payment. Spirit Financial provides people who live or work in Bucks County with two great refinancing options. Which is a better fit for your refinancing needs?

1. Go the traditional route using a low rate Spirit Financial mortgage loan to refinance your current mortgage via our best in class mortgage partner, First Heritage Mortgage Services. Visit First Heritage Mortgage Services to view current mortgage rates and apply.

2. Refinance your mortgage with a Smart Equity 1st lien home equity loan. You’ll take advantage of our special low rates and avoid the closing costs associated with traditional mortgage loans. Click here to learn more about Smart Equity mortgage refinancing.

Call us at 267-580-0230 or email Loans@spiritfinancialcu.org to speak with a loan officer about which refinancing option is the best fit for you.

Benefits of Mortgage Refinancing     

  • Competitive Rates

  • Flexible Terms

  • Affordable Fees

  • Fast decision-making process

  • Reduce the number of mortgage payments by shortening your term

  • Lower monthly payment amount with a longer term or lower rate

  • Use the equity in your home to provide extra funds

  • Homeowners by Liberty Mutual Insurance Provided by TruStage™

Contact Us & Learn More

Text or call us at 267-580-0230

Email: Loans@spiritfinancialcu.org

or Read Our “Mortgage Refinancing Rule of Thumb” blog