Spirit Financial Credit Union
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New Vehicle Loans

Fixed Interest Rates Beginning *as low as 2.05% APR

At Spirit Financial Credit Union, financing is available for cars, light trucks, vans, and sport-utility vehicles.

Spirit Financial Credit Union offers:

  • Up to 120% financing of NADA value, plus tax and tags
  • Free pre-approvals, so you know what you can afford before you go car shopping
  • Flexible terms of up to 75 months
  • Low cost (GAP) or Guaranteed Asset Protection. This covers the difference between what your insurance company pays and the outstanding balance on your loan if your car is stolen or totaled in an accident.
  • Payment Protection: This helps you and your family in the event of borrower(s) loss of life, disability, and/or involuntary unemployment

* Current New Vehicle Loan Special *

Recently purchased a new vehicle? Received a high rate on your current new vehicle loan? Refinance with Spirit Financial and receive a great low rate! You may also be eligible to receive up to 1% cash back!

Eligibility for cash back:

  • Vehicle age must be 2009 or newer
  • $5,000 minimum loan balance
  • 36 month minimum term

Give one of our Loan Officers a call at (267) 580-0230, to discuss a plan that meets your financial needs.

Ready now? Apply for a New Vehicle Loan today through the link below, or visit our office.

* Please fill out Application Completely *

Loan Application: Click Here

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© Copyright 2016 Spirit Financial Credit Union