In need of home improvements, but have no idea what the exact cost will be? Is your child heading off to college in the near future, and you have no idea the amount you may need to borrow? Looking to refinance a Line of Credit from another institution, or consolidate debt? Then a Spirit Financial Credit Union Home Equity Line of Credit is the product for you!
Our Home Equity Lines of Credit offer the flexibility of only borrowing the amount of money you need, when you need it. For your convenience, Spirit Financial Credit Union offers you access to your Line of Credit by simply writing a check for your expense, or logging into your online account, and transferring the money directly into your Spirit Financial checking account.
Home Equity Line of Credit:
- No closing costs
- No annual fees
- No inactivity fees
- 10 year draw period, 20 year repayment
- Borrow up to 85% of the value of your home
- Borrow at a rate lower than an Unsecured Consumer Loan
- Payment Protection: This will help you, and your family, in the event of borrower loss of life, disability, and/or involuntary unemployment
* Current Home Equity Line of Credit Special *
Establish a Home Equity Line of Credit with Spirit Financial today at a low cost to you! You may also receive the following benefits:
- $499.00 Application Fee waived! ♦♦
- Receive a teaser rate *as low as 3.24% for the first 12 months
- Variable rates *as low as 5.00%
Give one of our Loan Officers a call at (267) 580-0230, for more details on this special, or to discuss a plan that meets your financial needs.
Ready now? Apply for a Home Equity Line of Credit today through the link below, or visit our office.
♦♦ if loan is paid within first 24 months, fee will be collected.
* Please fill out Application Completely *
Loan Application: Click Here