Savings (Share) Account
Your key to Spirit Financial Credit Union membership
A savings (share) account with a minimum balance of $5 is required for Spirit Financial Credit Union membership. This $5 represents your share in the ownership of the credit union. In addition to membership, a savings account offers:
- A safe and efficient way to accumulate funds
- Overdraft protection for your Spirit Financial Credit Union checking account
- Only $5 is required to enjoy the benefits of credit union membership
- Interest paid on your account is computed daily and compounded and posted monthly
- Free direct deposit of payroll, pension, or government checks into your savings or checking account
- Access to your funds through Online Banking, Teller Line or by calling any branch location
- A great way to make saving automatic when combined with direct deposit
Account activity, per federal regulations, is limited to six automatic or pre-authorized transfers or withdrawals per month. Subject to fee after six transfers. In-person withdrawals or transfers are not limited.
